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Elevated Instant Payouts failures

Incident Report for Stripe

Identified

Instant Payouts to cards are experiencing elevated failure rates mainly in Canada and US. Since 05:00 UTC, a significant portion of these failures have been attributed to issuer-bank maintenance affecting payment networks. We are monitoring the situation and will provide updates as the maintenance window progresses.
Posted Nov 01, 2026 - 12:50 UTC

Investigating

We're currently investigating elevated failure rates affecting Instant Payouts to cards in some countries. As of November 1, 2026 at 05:00 UTC, we've identified that a significant portion of failures are due to issuer-bank maintenance affecting payment networks. We're monitoring the situation closely and will provide further updates as the maintenance window progresses.
Posted Nov 01, 2026 - 12:31 UTC
This incident affects: Stripe core components.